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(EXPERIENCED) 'REPCO HOME FINANCE' : Walk-In : Credit Officers : On 23 December 2017 @ Chennai / Tamilnadu

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Repco Home Finance Limited

[IMG]

(Experienced) Walk-In : Credit Officers @ Chennai

Recruitment of Credit Officers for Chennai.

Post Code : CREDIT/CHE/DEC 2017

Job Position : Credit Officer (For Andhra Pradesh / Telengana / Tamilnadu)

Walk-In Location : Chennai, Tamilnadu

Place of Posting : Chennai (for all the above Locations)

Pay & Perquisites :
# CTC Starting from Rs. 7.00 Lakhs per Annum (Fixed + Variable).
# Experienced candidate could be compensated suitably as per market norms and discretion of the Management.
# Probation Period: 1 Year, Extendable based on Performance.

Desired Experience : 3+ Years (Mandatory)

Eligibility :
# Age NOT exceeding 28 Years as on 01-12-2017 (relaxation up to 40 years of age can be considered based on commensurate, relevant prior experience)
# Any Graduation (10+2+3 Format) from a UGC recognized university. Post Graduation & Professional Qualification shall be given additional weightage.
# Minimum 3 years experience (for age not exceeding 28 years) in credit appraisal in HFCs/ Banks/ FIs in HOME LOAN. For further age relaxation, commensurate additional experience would be required.
# Fluency in Telugu (for Andhra Pradesh/ Telengana) /Tamil (for Tamilnadu) besides English (read, write & speak) is must. Working knowledge of Hindi will be advantageous.
# Early joining will be preferred.
# For recruitment in all cadres, candidates (internal-applying for lateral entry / external) having pending disciplinary action against them at the time of applying for the position or having been punished under disciplinary proceedings in last 5 years will not be considered eligible. All appointments are subject to satisfactory reference / background verification.

Job Description :
# CREDIT APPRAISAL
- Scrutiny of loan applications online and ascertaining eligibility vis-à-vis different loan products of RHFL.
- Ascertaining KYC compliance for processing of applications
- Assessment of Borrower's Income - Both salaried and self-employed cases.
- Analysis of Balance Sheet and other financial statements.
- Assessment of value of properties with the help of Guideline Value and Market Value and verification of reports given by Panel valuers in assessment of value of properties.
- Verification of legal opinion.
- Appraisal and Sanction of Loans in conformity with Credit Policy of the company.
- Thorough knowledge on online sanctions under the loan origination system (in house module) and Core Banking Environment.
- Capability to communicate with branches in connection with credit proposal related queries in effective manner.
- Ability to take decisions faster.
- To know about the topography of the branches allotted and find out the potentiality of the areas for improving the business.

# OTHER AREAS:
- Handling Regulatory compliance issues
- To train new recruits/ updating knowledge of latest trend in Market / Real Estate/ Housing etc.
- Drafting Circulars and writing letters to regulatory bodies, bankers etc independently.
- To conduct Inspections of properties, business premises.
- Attending Loan Camps.
- Post sanction matters and Loan sanctions modifications
- Assisting the branches in post sanction follow up and recovery if required.
- Contribute effectively to improve existing systems and procedures

Key Competencies Required :
# Good analytical ability
# Reasonable quantitative aptitude
# Understanding of financial statements
# Good written and oral communication in English
# Teamwork Skill
# Time Management
# Proficiency in MS Word and Excel 

How to Apply / Attend the Interview :
# Eligible candidates are requested to attend the Walk-In Interview with all Original Testimonials, All Experience Certificates, Last 3 Months Pay Slips along with 1 Set of Photocopy, 2 Colour Passport Size Photos, ID Proofs and 2 Sets of Duly Filled in Bio-Data as per enclosed format at the following venue on stipulated date(s) & time:

Please Carry below documents (mandatory) :
# Updated Resume Copy
# Government Photo ID Proof (Passport/PAN-Card/Aadhar-Card/Voter-ID/Driving-License)
# Last 3 Months Pay Slips along with 1 Set of Photocopy
# All Original Testimonials
# All Experience Certificates
# 2 Colour Passport Size Photos
# 2 Sets of Duly filled in Bio-data as per enclosed format

Note: Candidates without meeting given eligibility criteria - Please do NOT apply.

Walk-In Date : On 23rd December 2017 (Saturday)

Walk-In Time : 1 PM to 4 PM only

Note: Candidates must Register Between 10.00 AM and 12 Noon.

Walk-In Venue : 
Repco Home Finance Limited,
Corporate Office, 3rd Floor, Alexander Square,
No.2, Sardar Patel Road, Guindy,
Chennai - 600032
Landmark: Adjacent to Hotel ITC Grand Chola


Contact Person : HR

Contact Number : +91-44-42106650

How to Apply for this Job ?

Check All Details

Bio Data Form

Note: Apply before the link is expired/removed.


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